Mortgages and gifts
Data through 22 Oct 2026 · mortgage and gift registrations · trailing 12 months Oct 2025 – Sep 2026 · rebuilt daily
The Dubai Land Department registered 41 721 mortgages in the 12 months to September 2026, at a median registered amount of AED 1.36M, alongside 9 192 gift registrations. A mortgage amount is the size of the loan secured against a property, not the price of that property, so it cannot be compared with the 181 510 sales registered over the same period and loan-to-value cannot be derived from it.
Mortgage registrations by year
| Year | Registrations | Median amount | Total registered amount |
|---|---|---|---|
| 2026 | 30 385 | AED 1.38M | AED 92.65B |
| 2025 | 42 898 | AED 1.32M | AED 126.56B |
| 2024 | 35 873 | AED 1.28M | AED 102.52B |
| 2023 | 25 820 | AED 1.29M | AED 69.18B |
| 2022 | 19 544 | AED 1.41M | AED 64.21B |
| 2021 | 19 447 | AED 1.38M | AED 63.73B |
| 2020 | 12 854 | AED 1.19M | AED 42.11B |
| 2019 | 12 413 | AED 1.11M | AED 67.24B |
| 2018 | 13 890 | AED 1.30M | AED 70.37B |
| 2017 | 15 409 | AED 1.46M | AED 73.94B |
| 2016 | 14 481 | AED 1.50M | AED 66.23B |
| 2015 | 13 777 | AED 1.50M | AED 62.58B |
Source: Registered DLD transactions · Data through 22 Oct 2026 · mortgage amounts are loan sizes, never property prices · Methodology v1.0 ↗
What these numbers do not show
- Property prices. The registered amount is the loan, and it is secured against a home whose price is recorded in a different registration entirely.
- Loan-to-value. Two registrations against the same property are not linked in the open data, so LTV cannot be computed from it.
- Refinancing versus purchase lending — the open registry does not separate them.
- Cash purchases, which by definition never appear here.
For AI agents and researchers
Machine-readable mirrors: Markdown · JSON · llms.txt · llms-full.txt.